Opening Plenary

Fireside Chat

Discussion points:

• The role of fintech in democratizing nance: How fintech is breaking down traditional barriers to investment and making it possible for a wider range of people to access financial services and products
• The impact of fintech on traditional investment management: Discussing the ways in which fintech is changing the traditional approaches to investment management and how traditional financial services providers are adapting to this new landscape
• The role of regulation in promoting the growth of fintech in investment management: Discussing the role of government and regulatory bodies in promoting the growth and development of fintech in investment management and ensuring that fintech solutions are secure and trustworthy for investors
  Nurturing and Scaling Startup Innovation Ecosystem

Panel

Ashish Koul National Sales Head Rapyder Cloud Solutions Moderator

Divyesh Dalal Managing Director & Head - Global Transaction Services DBS Bank India

Prashanth Ganapath Chief Operating Officer Market Simplified

Madhusudan E Co-Founder & CEO KreditBee

Sachin Castelino Chief Strategy & Transformation Officer In-Solutions Global Ltd

Keynote

Shri Arvind Kumar
Director General
STPI

• Banks play a critical role in helping small businesses which are the backbone of many economies, and they often require access to credit and financial services to survive and thrive.
• Banks support small businesses by providing loans, lines of credit, and other financial products and services that can help them manage their cash ow and invest in growth.
• Along with providing financial support, banks can also work with communities to support economic development initiatives, such as infrastructure projects, workforce training programs, etc. to create jobs and promote economic growth.
  • Banks role in promoting financial literacy and education, helping individuals and businesses make informed decisions about their financial futures.

Shri Sunil Mehta
Chief Executive
Indian Banks' Association

Panel

BNPL has been rapidly growing in popularity, with some estimates suggesting that the market will reach $1 trillion by 2026. BNPL can play an important role in promoting financial inclusion by providing underbanked populations with an alternative payment option and a pathway to building credit histories and accessing additional financial services and products. However, it is important for BNPL providers to operate responsibly and transparently, and to ensure that they are not exacerbating existing financial challenges for vulnerable populations.

• BNPL can help consumers manage their finances more effectively by providing them with more flexibility and control over their payment schedules.
• BNPL can help merchants increase their sales by offering consumers an attractive payment option that can help them afford more expensive purchases.

Panel

Discussion points:

• Revolutionizing access to nance with India stack
• Using technology to improve access to education, healthcare, and nancial services for marginalized groups
• Mitigating the potential consequences of widespread technology adoption on employment and income distribution
• Ethical considerations in using technology for inclusive development and empowering the next billion people in India
• Ensuring equitable distribution of technology bene ts and narrowing the digital divide
• Presentation of a case study by a leading technology provider

Panel

Discussion points:

• A case study on key security threats facing the financial industry in the age of Web 3.0 and how can digital identity solutions help mitigate these risks
• How can financial institutions strike a balance between the need for enhanced security measures and providing a seamless and convenient banking experience for customers?
• How can financial institutions ensure that their digital identity solutions are accessible and inclusive for all customers, regardless of their background or location?
• What role will artificial intelligence and machine learning play in shaping the future of digital identity and authentication in the financial sector, and how can we ensure that these technologies are used ethically and responsibly?
• What role can governments and regulators play in promoting the use of secure digital identity solutions in the financial sector, and what regulations need to be put in place to ensure the safety and security of consumers?

Panel

Discussion points:

• Can increased access to insurance through embedded products truly address the coverage issues in India?
• How will regulatory hurdles impact the growth of embedded insurance in India?
• Are insurance companies in India ready to fully embrace embedded insurance products?
• How can the industry ensure that embedded insurance products meet the diverse needs of India's population?
• How will advancements in technology impact the future of embedded insurance in India?

Panel

Discussion points:

• Case study on the major bene ts of using AI in the underwriting and risk assessment process
• What challenges do businesses face when implementing AI in these areas?
• How does AI help improve the accuracy, speed, and e ciency of the underwriting process?
• What role does human judgment play in the AI-powered underwriting process, and how can this be balanced with the advantages of automation?
• What steps can businesses take to ensure that their use of AI in underwriting and risk assessment is ethical and responsible?
• What are the potential risks of relying too heavily on AI in these areas, and how can they be mitigated?
• How is the AI in underwriting market expected to evolve in the coming years, and what impact will this have on the insurance industry?

Keynote

Discussion Points:

India’s drive towards ubiquitous digital payments and commerce has resulted in significant growth but has also resulted in a concerning unintended consequence: a spike in fraud made possible by legacy technologies like the one-time password (OTP). The session will delve into the most common digital identity mistakes that companies have been making (for example, using OTPs) and next-generation mobile-centric technologies that can be used to fortify your MFA while also promoting company growth and the user experience.

Amit Goel
Country Head, India & Vice-President
Prove